School of Economics and Commerce,South China University of Technology Guangzhou University City, Guangzhou, China

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Abstract—This paper presents a solution of unified ecurrency and its software design based on the fourth party platform integrated payment service. The purpose is to solve the problems of distribution and resource-wasting caused by the lack of unified e-currency, and to solve regulatory difficulties due to regulation size caused by a wide variety of e-currency. Methods: This article first analyzes the problems in the development of e-money, and then proposes the concept of a unified electronic currency based on the fourth party platform integrated payment service. Besides, it proposes a unified mechanism and transaction procedures for unified e-currency, and carries on the software design, the structural design and the attribute design.

Index Terms—The fourth party platform integrated payment service, Unified electronic currency, Unified billing, Software Design

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Cite: Yong Xu and Qiqi Hu, "Unified Electronic Currency and its Software Design based on the Fourth Party Platform Integrated Payment Service," Journal of Software vol. 7, no. 4, pp. 757-764, 2012.